The Real Dirt on Travel Insurance

Ah … to enjoy your next vacation with or without travel insurance – that is the question. Nothing is going to happen to you when you’re enjoying your vacation, we know that. But what if? As with all insurance, it is a gamble. There are those who have made claims and swear by it, and others who avoid insurance like the plague.

In the world of travel insurance, no two policies are the same. Different activities and locales are covered in different ways between insurance companies, and even within the same company you can see different terms and conditions. The information below will help you sift through the weird and crazy world of travel insurance.

Different Kinds of Coverage

There are three main types of travel insurance you can decide on your needs for.

Trip Cancellation

Trip Cancellation insurance is often offered to you at the time of booking your flight, and in many cases is not available to you after the ticket is purchased. It will refund all or a part of your non-refundable travel costs if you need to cancel your trip or cut it short due to a personal or family medical emergency. There are tons of stipulations around the coverage, how and when it’s purchased, and what is consequently covered.

Read this entire post at WiseBread.com »